Annual Meeting & Convention

Annual Meeting & Convention

The 70th Annual Meeting & Convention of

The 70th Annual Meeting & Convention of the Association of Vermont Credit Unions is taking place at Stowe Mountain Lodge May 19-21, 2017.  We cordially invite all management, staff, and volunteer leaders from our members to join us at the largest annual credit union event in the state of Vermont!  We hope to see you at the Lodge on the slopes of Mount Mansfield in a few weeks.

Please Note: Our room block at the Lodge expired on Friday, April 7 and rooms are no longer available at our discounted rate.  Attendees seeking accommodations may inquire about a reservation through the Lodge’s regular channels at rack rates.

Click here to download the attendee information brochure

Click here to register as an Annual Meeting attendee via Eventbrite.  The registration deadline is 5:00 PM on Friday, April 28.

Please Note: The Exhibitor / Sponsor application deadline has expired.  For more information, contact AVCU.

70th Annual Meeting & Convention Event Schedule

Friday May 19

8:30 – 9:30 AM ….. Golf social tee times (Stowe Country Club)

1:00 – 3:00 PM ….. Station setup in Exhibitor Hall (Junior Ballroom)

2:00 – 6:30 PM ….. Convention Registration Open (Tamarack Foyer)

2:30 – 6:30 PM ….. Resident Artist John Steven Gurney – Caricature Drawings (Tamarack Foyer)

3:30 – 6:30 PM ….. Exhibitor Hall Open / “CU Jeopardy!” contest for cash prizes and the Box of Mystery (Junior Ballroom)

4:00 – 9:30 PM ….. Take a Chance Auction Ticket Sales & bidding (Tamarack Foyer)

6:30 – 8:15 PM ….. Opening Banquet & Speakers (Tamarack Ballroom)

7:30 – 9:30 PM ….. Resident Artist John Steven Gurney – Caricature Drawings (Tamarack Foyer)

8:15 – 9:15 PM ….. Dessert Social / Vendor door prizes / Live drawings of “CU Jeopardy!” Winners (Junior Ballroom)

Saturday May 20

7:30 AM – 7:30 PM ….. Take-a-Chance Auction ticket sales & bidding (Tamarack Foyer / Tamarack Ballroom)

7:30 – 10:00 AM ….. Roundtable Breakfast Forums (Tamarack Ballroom)

     – Richard Gose & Larry Johnson – “Straight Talk: Communicating with Honesty & Integrity”

     – Mike Schenk & Art Woolf“Economic Insights: Vermont and Nationwide”

8:00 AM – 12:30 PM ….. Resident Artist John Steven Gurney – Caricature Drawings (Tamarack Foyer)

10:15AM – 12:00 PM ….. Opening Keynote – Meagan Johnson (Junior Ballroom)

12:00 – 1:30 PM ….. Sponsor’s Reception lunch (Tamarack Ballroom)

1:30 – 6:30 PM ….. Resident Artist John Steven Gurney – Caricature Drawings (Tamarack Foyer)

1:30 – 2:30 PM ….. Breakouts (Junior Ballroom)

     – Stephanie Smith & panel of CU Veterans – “CU History and Philosophy for All”

     – Richard Gose, Joe Bergeron, & Adam Necrason“CUNA’s MAP & VT Statehouse Update”

3:30 – 4:30 PM ….. Business Meeting / Director Elections / Comments from Honored Guests (Junior Ballroom)

6:00 – 6:30 PM ….. Social Reception (Tamarack Foyer / Terrace)

6:30 – 8:00 PM ….. 70th Anniversary Action Station Banquet (Tamarack Ballroom)

7:30 – 8:00 PM ….. Take a Chance Auction Winner Drawings (Tamarack Ballroom)

8:00 – 8:30 PM ….. Special Presentations (Tamarack Ballroom)

8:30 – 10:30 PM ….. Fun Pianos! by 176 Keys (Tamarack Ballroom)

Sunday May 21

7:30 – 9:30 AM ….. Breakfast / closing keynote – Meagan & Larry Johnson (Tamarack Ballroom)

9:30 AM ….. Announcement of 2018 Annual Meeting date and location / convention closes (Tamarack Ballroom)

Report of the 2016-2017 Nominating Committee

DATE:  April 7, 2017

TO:       Member Credit Union Manager / CEOs

FROM: AVCU Nominating Committee

Susan Poczobut, Chair (Granite Hills CU)

Wanda Dunham (White River CU)

Bob Lake (Green Mountain CU)

Bob Morgan (NorthCountry FCU)

The Nominating Committee of the Association of Vermont Credit Unions has performed the task of selecting candidates to fill three director terms that will expire at the 2017 70th Annual Meeting on May 20th.  Two are the incumbent terms of Carrie Allen (Heritage Family FCU) and Jeff Morse (River Valley CU). The third is a vacancy created by the retirement of Bernie Isabelle (Vermont FCU) late in 2016. All three vacancies will be filled with persons elected for a three-year term.

On January 27, 2017, a request was sent to member credit unions for the purpose of soliciting names of possible candidates to fill the vacancies. The committee reviewed qualifications of candidates submitted, as well as others, and selected the following four candidates to place in nomination:

  • Carrie Allen
  • Rick Hommel
  • Jeffrey J. Morse
  • Brett A. Smith

Petition Nominations

Association bylaws allow for additional nominees to be added to the ballot by petition. Any qualified individual seeking to be added to the 2017 director elections ballot must submit his / her completed petition and qualifications to the Nominating Committee by April 14, 2017. The appropriate Petition Nomination Form is available by request to

Candidates submitted by petition must be accompanied by the authorized signatures of 5 member credit unions. Candidates meeting the petition requirement will be added to the ballot with Committee nominees.


Absentee Ballots

Under Association Bylaws, member credit unions are allowed to vote for Directors by absentee ballot in accordance with the deadlines below.  Absentee ballots are available by request to


Date     Deadlines for absentee ballot requests and submissions

April 14 – Absentee ballot request deadline

May 5   – Absentee ballot vote submission deadline

May 20 – Annual meeting elections (Absentee ballots counted by ballot clerks)

2017 Association Nominating Committee Nominees


Carrie Allen

Carrie is the Senior Vice-President, Marketing & Business Development for Heritage Family Federal Credit Union, a $438 million institution (as of 12/31/16) serving nearly 46,000 members throughout Addison, Bennington, Rutland, Windsor, and Windham Counties in Vermont and the town of Hooksett, NH.  Carrie has held this position for seven years and has been an AVCU Director for three years.  She continues her service to the Board of Directors at the Visiting Nurse Association & Hospice of the Southwest Region (11 years), the Board of Directors at the United Way of Rutland County (10 years), and is on the Rutland Chamber of Commerce’s Membership Committee and Rutland Economic Development’s Marketing Committee.  She has done marketing and public relations for Girls on the Run since 2014 and was a WOCCU Global Women’s Leadership Network volunteer from 2013-2016.  She holds a Bachelor of Arts Degree from the University of Vermont, became a Credit Union Development Educator in 2014, earned her Credit Union Business Development Professional certification from CUNA in 2015, and is a Licensed Health & Property/Casualty Insurance Agent in Vermont and New Hampshire.


Rick Hommel

Rick is the Senior Vice-President, Technology and Operations for Vermont State Employees Credit Union (VSECU), a $717 million institution (as of 12/31/16) serving more than 61,300 members throughout the state of Vermont.  Rick has been with VSECU since May of 1999, in that time also holding positions as SVP Retail Operations, VP Retail Operation, VP Information Technology, and E-Commerce Manager.  He was the Chairperson of Fiserv’s Retail Strategic Advisory Council from 2012-2016 and currently serves on the Global Alliance for Banking Values’ Digital Business and Innovation Committee.  He held various volunteer roles in the Washington West Supervisory Union, including a number of coaching positions, from 1999-2014 and is a Vermont Foodbank volunteer.  In 2015, he earned the Certified Chief Executive (CCE) designation from CUES and holds a Bachelor’s Degree in Management of Information Systems and Accounting from the University of Vermont.


Jeffrey J. Morse

Jeff is the President and Chief Executive Officer of River Valley Credit Union, a $95.6 million institution (as of 12/31/16) serving more than 16,800 members in Windham and Windsor Counties in Vermont and in western Cheshire and Sullivan Counties in NH, as well as SEGs in those areas.  Jeff has held this position for more than 11 years, has been an AVCU Director for 10 years, and has been a chair or member of numerous AVCU Committees.  For the past six years, he has served as Treasurer of the AVCU Board.  He has been a member of the Brattleboro Rotary Club for 21 years and is a past Club President. Jeff holds and has held numerous community involvement positions, including being a current member of the Brattleboro Memorial Hospital Finance Committee, past Chair of the Boards of the Brattleboro Retreat, Brattleboro Memorial Hospital, and Health Care and Rehabilitative Services. His service to community organizations includes being a past board member of the Brattleboro Chamber of Commerce, Brattleboro Museum and Arts Center, and Big Brothers Big Sisters.  He holds a Bachelor’s Degree in Accounting from Southern NH University.


Brett A. Smith

Brett is the President & Chief Executive Officer of One Credit Union, a nearly $142 million institution (as of 12/31/16) serving almost 15,000 members throughout Vermont’s Addison, Chittenden, Orange, Washington, and Windsor Counties; the towns of Alburgh, Grand Isle, Isle La Motte, North Hero, South Hero, and Cambridge; and Sullivan County, NH.  Brett had been One Credit Union’s Chief Financial Officer since September 2014 prior to becoming President & CEO in March 2017.  He has been a Committee Member of the New England Financial Executives Council since January 2016, a member of the CUNA CFO Council since October 2014, and has more than 19 years of experience in the financial services industry.  He volunteers his time in a variety of ways to the Upper Valley United Way, has been a volunteer coach for youth football, hockey, basketball, baseball, and softball over the past 20+ years, and was recently invited to join the Vermont Make-a-Wish Board.  He holds an AS Degree in Accounting from Andover College, graduated Summa Cum Laude with a Bachelor’s Degree in Accounting with Business Management concentration from Franklin Pierce College, and is pursuing CUNA’s Certified CU Executive designation with an expected completion date of 2018.

Take a Chance Auction

A message from AVCU’s Political Action Committee

One of the most anticipated events of every Annual Meeting is the Take a Chance Auction to benefit state level credit union political action (Vermont CUPAC). As the Committee responsible for promoting political action involvement, we need your help to make this year’s event a success.

In the 2016 elections, the Association provided contributions to numerous candidates for the Vermont Legislature who support credit unions and members.  With those funds now almost depleted, it’s vital that we rebuild Vermont CUPAC for the 2018 election cycle.

AVCU has created this “Wish List” of donation ideas to encourage credit unions, business partners, presenting sponsors, and exhibitors to support the Auction.  Donations of any kind are welcome, but this list of handcrafted artisanal works, top rated consumer electronics, gifts for home and garden, sports and leisure gear, and other miscellaneous items, are offered as suggestions.

Whether your organization selects an item from the Wish List or has something else in mind, once you’ve made a decision, please click here to tell AVCU about your donation by email.

If you select an item not on the Wish List, please include the following in your email:

  • the item’s name;
  • it’s approximate value; and
  • (if the item is available online) a link so AVCU can obtain additional promotional information for the Auction gallery.

If the item isn’t available online, please also provide a digital image (.JPG or .PNG) and all pertinent details.

If donating from the Wish List, please use the above link to email AVCU what you’ve selected and its approximate value.

As AVCU receives email confirmation of each donation, the item will be added to the Donated section below with your organization’s logo displayed as donor.  AVCU will also recognize all donations in Newslines Express during the weeks leading up to Convention weekend to build interest among attendees who want to drop bid tickets to try to win specific items.

We greatly appreciate your help with the 2017 Take a Chance Auction.  Your donation will help make it possible for us to continue supporting credit union friends in state government, and fend off challenges by those trying to restrict credit union membership and services.  Thank you in advance for your generosity.

AVCU Political Action Committee
Joe Finnigan, Chair, Vermont FCU
Mike Gabriele, Members Advantage Community CU
Chuck Karparis, VSECU
Jim St. Peter, New England FCU


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Auction Wish List

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