Steve Rick – September 2024 Credit Union Trends Report

Highlights from the Credit Union Trends Report

        • The U.S. money supply increased $620 billion during the last year, boosting credit union deposit growth rates.
        • Credit union loan growth slows to 3.8% during the last year due to high interest rates, tight liquidity and strong competition.
        • Credit union new-auto loan balances fell 3.6% year to date, significantly below the 8% expected during a healthy labor market.
        • Credit union first mortgage loan originations dropped 8.9% in the first half of 2024 compared to the first half of 2023.

Highlights from the Economic Report

        • The U.S. economy is expected to grow 2.4% in 2024 and 2% in 2025.
        • The unemployment rate fell to 4.1% in September, below the 4.5% considered full employment.
        • The core personal consumption expenditure deflator rose to 2.7% on a year over year pace, above the Federal Reserve’s 2% target.
        • The U.S. money supply as measured by M2 rose 2.0% in the year ending in August, significantly below the 5.4% long run average.

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