Strategic Business Partners

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Business Solutions Fiserv PayData Ranqx	TruStage AdvantEdge Analytics Credit Union Protection Executive Benefits & Funding Solutions Investments Lending Retirement Solutions TruStage Insurance Program
Compliance Services AVCU Compliance Service Solutions Vermont Compliance InfoSight CU PolicyPro	Consumer Lending Solutions LOANstar Member Close Origence QCASH Financial Zest AI
Education and Engagement Annual Meeting & Convention Bank Secrecy Act Officer Training Credit Union Webinar Network IRA Training with Ascensus Management Minute Blog Newslines Express	Credit Union Payment Systems CU Card Services Co-op Solutions Visa Wave2
Processing Synergent Tricorp Federal Credit Union	Member Growth and Retention Eltropy Gentreo GreenPath Prisma Campaigns PSCU / PSCU ATM Shared Branching ZOGO
Rewards, Revenue & Employee Benefits CU Offers Tetto5G Interlutions	Operational Efficiencies Amazon Business Constant ShareTEC

 

 

Whether shopping for home or work, people value Amazon for its convenience, selection, and value. But credit unions have different needs than individual buyers. That’s why we created Amazon Business – to combine the selection, convenience, and value you expect from Amazon, with features that can help improve business operations. With Amazon Business, you’re equipped to do more. Click here for more information about Amazon Business

 

Fiserv’s Clover program is an all-in-one point-of sale system that can help transform any company with payment processing and business management solutions. Preserve your business members with the Clover product and key variables in today’s payments landscape that are the markers for a profitable and value-added merchant solution. The Clover Merchant Service program will insulate your members from fintech disruptors, drive member acquisition, increase revenue and offer best-in-class member service. Click here for more information about Fiserv’s Clover

 

Modernize your integrated HR, timekeeping, and payroll solutions. You can modernize your program by using PayData’s onboarding of new hires service. This package includes all State and Federal Forms, Policies and Forms Specific to the Company, Forms Specific to the Position, Integrated Background Screening Options, and more. With hiring automation, onboarding, background checks, performance evaluations, personalized notifications, license renewals, and more, HR management is a full package for your business. Click here for more information about PayData

 

Since 1935, CUNA Mutual Group has helped partners plan for the future. Now — as TruStage — bringing together nearly a century of strength and expertise to insurance, investment, and technology solutions. It’s all in the new name — true solutions for every stage of life. All designed to help people plan for tomorrow.

Named one of America’s Best Insurance Companies for 2024 by Forbes. Only 84 companies out of 3,200 are considered. Click here for more information about TruStage

 

AVCU provides compliance consultation and audits to its members through partnership with Judy Britt Cavanaugh (PA / CAMS / CUCE / BSACS). The service provides Vermont credit unions with affordable access to high quality, fully customized compliance services. Judy is a Paralegal and the Vice President of Compliance for our sister trade association Credit Union League of Connecticut. Click here for more information about AVCU’s Comprehensive Compliance Services & Solutions

 

Vermont Compliance InfoSight is an easy-to-use compliance solution to help credit unions stay on top of the ever-changing regulatory environment. Credit unions need up-to-date compliance information daily and that’s exactly what InfoSight provides to all affiliated credit unions as a dues-supported benefit of AVCU membership.

The fully interactive dashboard allows users to customize quick links to the specific compliance areas they view most often. Topics are organized to facilitate easy and fast viewing and printing of any information or resources. Click here for more information about Vermont Compliance InfoSight

 

CU PolicyPro^® is an online system with more than 230 detailed model policies to help credit unions manage today’s ongoing compliance and operational challenges. Together with InfoSight, credit unions have at their disposal a comprehensive suite of policies, regulatory compliance guidance, and compliance and complaint management tools written especially for credit unions by legal and financial experts. Click here to request your credit union’s 30 day, no obligation free trial of CU PolicyPro (a 12 month subscription for affiliated credit unions is only $500).

 

MemberClose is a powerful and cost-effective settlement services tool developed specifically for credit unions. We are the largest provider of this web-based service to credit unions.

With MemberClose, your computer becomes a centralized order and delivery point where you can access nationally recognized vendors and service providers. With one username and password, credit unions can securely order Credit Reports, Flood Determinations, AVMs, Appraisals, Title Reports, Title Insurance, Loan Docs, Closing Services, e-Recording Services, and much more. Click here for more information about MemberClose / Back to top

 

Origence is the credit union industry’s foremost provider of lending solutions with extensive products and services designed to help credit unions advance their lending programs by only paying per funded loan.  AVCU also offers roundtable events to keep credit unions up to date on the latest indirect lending trends and compliance assistance. Monthly regional reports are provided, as are ongoing one-on-one consulting sessions and dealership resolution assistance. Click here for more information about Origence / Back to top

 

QCash Financial, a CUSO, is a fintech firm that is mission-driven to empower financial institutions in their quest to improve the financial well-being of their communities by providing loans to their members in under 60 seconds without the use of a credit score. The QCash platform is the best tool for advancing financial inclusion and access for credit union members.

When life happens, QCash is there for your Members; QCash Life Event Loans can offer your members the money they require, day or night. The funds are quickly deposited into their account with just 6 clicks in 60 seconds. No credit check is required, and all you need is a computer or smartphone to finish the incredibly straightforward process. Click here for more information about QCash Financial / Back to top

 

AVCU’s distance learning partner CU Webinar Network (CUWN) offers more than 200 live and on demand webinars each year, covering all the topics that impact your credit union. CUWN is the nation’s leading webinar network exclusively for credit unions and has provided relevant, reliable, and cost-effective credit union webinar training for more than 40 years. Click here for more information about our partnership with CUWN or to browse their upcoming webinars / Back to top

 

AVCU’s Management Minute blog highlights late breaking news and select issues of interest to credit union management, staff, and volunteers. Click here to visit AVCU’s blog and be sure to subscribe to receive all the latest headlines and updates in a once-daily email / Back to top

 

Newslines Express is AVCU’s weekly email newsletter summary of credit union and financial industry news from Vermont and across the nation. Click here to read the latest issue.  Click here to subscribe and receive every new issue in your inbox every Friday at noon / Back to top

 

 

3,500 credit unions and 60 million members are served by the payments and financial technology firm Co-op Solutions in the United States. They offer a state-of-the-art selection of adaptable tools and services, including the largest Shared Branch network in the nation and a nationwide network of surcharge-free ATMs. The business was the first in its field to combine motivation, creativity, and technology to support credit unions in advancing the goal of the sector, which is to aid people. Click here for more information about Co-op Solutions / Back to top

 

Your Visa card is ready for online purchases, making it simple and safe to get anything you need. For the purpose of shopping, Visa is accepted everywhere. Use your Visa card to shop online at millions of stores across the world.

Thanks to Zero Liability, you are safeguarded in the event that your card is ever lost, stolen, or illegally used. It shouldn’t be challenging to shop online, which is why our modernized online checkout is easy to use, intelligent, and safe. Click here for more information about Visa / Back to top

 

Show the latest location data for your own branches & ATMs along with all your surcharge-free network ATMs, retail placements, shared branches, and more – together in one easy-to-use solution right inside your website, mobile apps & online banking. Easy-to-use search with predictive text autocomplete, ‘find me’ geolocation, search filters and more make it simple and quick to navigate. Click here for more information about Wave2 / Back to top

 

 

Synergent is the premier credit union owned FinTech company that works only with credit unions and provides access to Symitar’s Episys® Core Processing in a service bureau environment. With 50 years of industry expertise, Synergent is your one stop for core processing efficiency, PowerOns, payments, targeted marketing, and data analytics. Right time, right place, right service — right solutions. Click here for more information about Synergent / Back to top

 

Tricorp is a not-for-profit financial cooperative that serves natural person credit unions nationwide and was organized for the express purpose of providing low-cost financial services and competitive investment and lending rates to its member owners. Today, Tricorp provides its members with core financial services including payment solutions, liquidity, investment options and back-office support.

Guided by a volunteer board of directors, Tricorp has a national field of membership and currently serves credit unions throughout the six New England states. Profit is not its driving force. Rather, Tricorp exists solely for the benefit of its member-owner credit unions – a significant difference from other financial institutions. Click here for more information about Tricorp / Back to top

 

Eltropy enables credit unions to communicate with members over text message in a secure and TCPA-compliant way. Using Eltropy’s platform, lending, collections, sales, marketing, service, risk management, internal communications and other teams at credit unions can leverage text messaging to boost member engagement and enhance the member experience. Eltropy also integrates with IT systems, such as Symitar and Corelation, and also provides member engagement insights. Click here for more information about Eltropy / Back to top

 

Gentreo is the personalized, next-generation estate planning solution that brings together everything you need to create and manage your estate planning. Gentreo will give you peace of mind, protect your dependents, protect your choices, keep your plan up-to-date and prepare your family. What is included: Documents, Digital Vault, Gentreo Coach, Gentreo Pets, Notarization, Partner Lawyers, Funeral Planning, Family Support, and Memorial Videos. Click here for more information about Gentreo / Back to top

 

GreenPath supports credit unions in promoting financial health to members. When members can resolve their financial challenges and strengthen their credit position, it benefits both them and the credit union. Through this partnership, credit unions can find a resource to make vital financial counseling services available to their members or enhance their current consulting offerings. Click here for more information about GreenPath / Back to top

 

Prisma Campaigns is a marketing automation platform specifically designed to help credit unions develop deep and empathic relationships with their members through personalized marketing campaigns. It uses a connected, data-centric approach to communicate with members on all your digital channels – email, SMS, online banking and mobile app. Prisma Campaigns’ open platform integrates with your existing banking technology and is ready to grow and expand with your credit union.

If your credit union struggles to efficiently and effectively market to members where they bank, Prisma can help. By integrating your marketing channels, automating conversion workflows, and leveraging your own data, Prisma Campaigns empowers you to create more powerful and personalized offerings to your members. Click here for more information about Prisma Campaigns / Back to top

 

PSCU is the nation’s leading CUSO and provides credit, debit, prepaid, bill pay, digital wallet and mobile payment solutions and services to more than 800 member-owner credit unions. PSCU’s technology ensures a consistent member experience across mobile, contact center and ATM channels and enables owners to offer an expanding list of self-service options. Click here for more information about PSCU / Back to top

 

 

Credit unions have joined together to create Shared Service Center locations around the country. Shared Branch Service Centers allow a participating credit union member to conduct most of their business as if they were in their own credit union. By sharing facilities, credit unions can offer greater convenience for members to access their accounts in more than 5,500 locations. 

 

Features for members include: 

• Open Monday through Saturday
• Check cashing and deposit making
• Cash and check withdrawals
• Make loan payments
• Transfers from or to accounts
• Purchase money orders, travelers checks, and official checks
• Obtain cash advances and balance inquiries

Click here for more information about Shared Branching / Back to top

 

 

Zogo is a preferred provider through CUNA Strategic Serivces that helps credit unions educate, engage, and attract young members. Backed by behavioral science research at Duke University, its gamified financial literacy app teaches sound financial fundamentals and rewards users for learning. Zogo’s mission is to make personal finance fun, simple, and social. Founded by Gen Z’ers, Zogo understands what it takes to reach the younger generation. Click here for more information about Zogo / Back to top

 

Free access to thousands of discounts and savings available exclusively for credit union members. Includes a free toolkit for credit unions to market to their members. CU Offers:

• Builds member loyalty
• Saves members money
• Supports local businesses
• Supports the credit union system

Click here for more information about CU Offers/ Back to top

Access the Credit Union Marketing Toolkit at http://www.cuoffers.com/creditunions

Ranqx is committed to accelerating small business digital lending with real-time financial data, positioning credit unions to win 20% market share in commercial lending from banks and fintechs. Applying for working capital is full of friction for small businesses and it takes a long time to get to “yes.” By enabling efficient, real-time data-driven lending, Ranqx helps credit unions provide essential financial services to their small- to medium-sized business (SMB) members, fostering economic growth and financial well-being. Click here for more information about Ranqx / Back to top

Zest AI is a leader in inclusive lending, enabling credit unions to say yes to more members and responsibly extend credit to more borrowers. With Zest’s software, credit unions get everything they need for effective credit model management and easy AI adoption, helping them compete with big banks and other lenders. Models built with Zest outperform generic credit scores and custom-built scorecards with model explainability deemed the gold standard by regulators. In addition, Zest AI’s software automation makes AI-driven lending swift and easy regardless of experience. Nobody offers power, compliance, speed, and ease all in one place like Zest. Click here for more information about Zest AI / Back to top

LoanStar works with lenders to diversify their consumer loan origination strategies and to compete with higher interest rate loans and credit cards with responsible rates. LoanStar offers program consulting, market-lending software, and merchant aggregation to assist lenders of all sizes in capitalizing on power of their local brand. MercantLinQ lenders can choose from the options below and LoanStar will help to design a market competitive offering. Additionally, lenders can choose to launch in other local opportunities given the highly configurable nature of the MerchantLinQ platform.Click here for more information about LoanStar / Back to top

Interlutions I-Care, provides enhanced medical insurance benefits to credit union employees at lower costs. By pooling employees from many credit unions, volume helps reduce claims risk and volatility of premiums, lowering costs for employees and credit unions. Lower costs and multiple plan options give credit union employees the benefits they deserve. Click here for more information about Interlutions / Back to top

Constant thinks about loan operations differently. They fully automate servicing, which is the only way members can resolve issues online without live agent assistance. By moving these efforts online, Constant converts servicing requests, like a payoff quote on letterhead, into an origination opportunity. For example, Constant’s platform asks members why they’re requesting a payoff (selling, refi, etc.) and then directs them to apply for a new loan – avoiding member flight. They have automated more than 25 workflows that are currently manual for most credit unions today. Many of these workflows lead to increased fee and/or interest income resulting from a loan servicing action a member takes. Click here for more information about Constant / Back to top

When on the Sharetec core, credit unions can improve their competitive advantage and win market share, while also increasing operational efficiencies, strengthening member relationships and boosting member retention. In addition to the Sharetec core itself, Sharetec stands out in the marketplace in a variety of ways. When you choose Sharetec, you’re also choosing:

• Responsive Support: Sharetec isn’t just your core provider, we’re your partner. Support response times are less than 15 minutes.
• Fully Integrated Digital Banking
• A Web-Based Core: Now you can access your core anywhere and at any time.
• An Extensive Product Roadmap: Our Home & Mobile and Core & Infrastructure roadmaps will accelerate your capabilities and what you can offer members. We’re committed to providing you with the most innovative solutions, now and in the future. Click here for more information about Sharetec / Back to top

CUCard Services: For small to medium-sized credit unions, there is CUcard. The CUcard application can handle all of your card processing requirements. Our card system offers superior analytics, management reporting, loyalty programs, and fraud prevention. With trouble-free implementation and conversion support through our standardized conversion launch to ensure a smooth transition, our local, committed personal support team will work with you throughout the process. Click here for more information about CUCard Services / Back to top

Tetto 5G connects carriers with credit union locations that can house the antennas or EV smartpoles while benefitting from non-interest income and improved technological infrastructure. Click here for more information about Tetto5G / Back to top